CORRECTIONAL DENTAL ASSOCIATES

OLD VERSES NEW HEALTH PLAN COMPARISON

 

Plan Design Summary                                                       Current Plan                                        New Plan              

 

Physician Services                                                               Co-pay / Coverage                               Co-pay / Coverage

Primary Physician Co-payment                                          $15                                                          $20

Specialist                                                                               $25                                                          $40

Routine GYN Exam (direct access)                                    $25                                                          $40

Surgical Services                                                                  $25                                                          $40

Therapy                                                                                 $25                                                          $40

Home Health Care                                                                $00                                                          $00

Routine Vision Exam (schedule applies)                          $25                                                          $40

Mental Health (Non-Serious)                                            $25 co-pay; 20 visits / year                 $40

 

Substance Abuse Rehab.                                                   60 Visits > $25                                       60 Visits > $40

Lab                                                                                         $25                                                          $40

Radiology                                                                              $25                                                          $40

Ambulance                                                                            $00                                                          $00

 

Hospital Services:

 

Inpatient Acute Care                                                           $240                                                        20%

Inpatient Mental Health (35 days per year)                     $240                                                        20%

Outpatient Surgery Co-pay (SPU)                                     $00                                                          20%

Emergency Room / Urgent Care                                        $50                                                          $50

Referred Out of Pocket Limit                                              $1,500 / $3,000                                       $1,500 / $3,000

Hospital & SPU Deductible                                                $00 / $00                                                 $500

 

Pharmacy Plan

 

Pharmacy Co-payment                                                        $15 / $15 Open 34 day                         $15 / 25 No MG Open 30 day

Mail Order 1x / 2x retail co-pay                                          1X                                                           2X

Oral Contraceptives                                                             Not Covered                                         Not Covered

Performance Rider                                                                Not Covered                                         Not Covered

Diabetic Supplies Rx Rider                                                 Covered                                                 Covered

Formulary (Open / Closed)                                                 Open                                                      Open

Pharmacy Deductible                                                          None                                                      None

 

Riders

 

Vision Hardware (Coverage / 24 months)                        Not Covered                                         Not Covered

ART (Fertility)                                                                      Not Covered                                         Not Covered

Chiropractic Care Co-pay (20 visits / yr)                          Not Covered                                         $40

Dental Family Rider                                                             Not Covered                                         Not Covered

Durable Medical Equipment                                               Covered                                                 $00 Co-pay

Open Access Option                                                           No                                                           No

 

Out of Network

 

Deductible                                                                             $500 / $1,500                                          $1,000 / $3,000

Coinsurance %                                                                     80% / 20%                                             50% / 50%

Coinsurance Limit (Out of Pocket)                                    $2,500 / $7,500                                       $10,000 / $30,000

Lifetime Maximum                                                                $5,000,000                                              $5,000,000